CAVALLS
WAKAN
Insurance
At Cavalls Wakan we have the mandatory civil liability and accident insurance, as indicated by current legislation.
Although fortunately we have never made use of insurance because we have not had any accidents or major mishaps, it is essential to have them contracted with a trusted insurance broker and a solvent company.
Anyone who works in an equine-related business is aware of the significant cost, planning and efforts required to provide a safe, successful and enjoyable experience for all involved. But even with the most careful planning, accidents can occur.
Unfortunately, in today's litigious society, some of these accidents can turn into long and expensive lawsuits.
Without adequate civil liability and accident insurance, the overwhelming costs of litigation could lead the equestrian activity to a desperate financial situation.
Equines are large, powerful animals that use their ability to move quickly to escape any perceived danger. Even the calmest horse can behave unpredictably if frightened, and the consequences of a large animal moving at speed are potentially very serious.
We strongly recommend that anyone who owns, rides or cares for a horse take out liability insurance, as you may be legally obliged to pay compensation for any damage caused by your horse.
Also, if we are going to take risks when riding a horse, we should make sure we have some personal accident cover. This is why it is so important to take out accident insurance for horse riders.